QLACs are sold via insurance agents, brokers, and financial advisors. It’s also possible to shop for a QLAC online via our website. We limit our product offerings to only those sold by top-rated insurers (A.M. Best rating of at least A), and our Quote Tool allows you to easily compare quotes side-by-side.
There are several reasons to consider buying online. First, you’ll get the best product selection. Most advisors and agents with at most a handful of the companies. With us, you’ll see the whole market. Second, you don’t have to worry about a sales pitch or being encouraged to buy another product. Third, we’ll help you analyze all the different purchasing options and help you determine what makes the most sense in light of your specific situation. Finally, we make the application process simple and straightforward, so you get the best possible rate.
Head to the QLAC Guide to learn more about the product, when it’s a fit for your retirement planning, and next steps for buying.