What are current DIA rates?

Deferred Income Annuity (also known as longevity insurance or a longevity annuity) rates changes constantly. Quotes are based on your current age, gender, and when you’d like income to start.

The table below shows the highest annual income payments available for a $100,000 premium using some standard Deferred Income Annuity contract structures.

DIA Quotes for October 2018

DIA quotes shown as annual income over initial premium as of 10/1/2018. All quotes are life only. Joint quotes for a male and female with the same age and 50% continuation.
Age Income Start Male Female Joint
55 65 $10,290 $9,620 $9,940
55 70 $15,050 $13,820 $14,410
55 75 $23,340 $20,860 $22,030
60 65 $8,400 $7,720 $8,050
60 70 $12,410 $11,100 $11,710
60 75 $18,830 $16,830 $17,770
65 70 $9,980 $9,000 $9,470
65 75 $15,960 $13,750 $14,770
65 80 $25,700 $22,070 $23,750

These quotes are not binding and reflect only the highest available rates (which may be for an insurance company whose credit rating isn’t as high as other comparable products).

Use the Deferred Income Annuity Quote Tool to get personalized quotes and compare different providers based on when you want income to start, if you’d like to purchase a policy with a death benefit or inflation rider, and whether you’d like a single or joint product. We provide Deferred Income Annuity quotes for all of the following providers:

  • Guardian Life
  • MassMutual
  • New York Life
  • Lincoln Financial
  • Pacific Life
  • Principal
  • AIG (American General)
  • Americo
  • Mutual of Omaha

In addition, and contingent on the kind of product, you are looking for, you may also want to get a quote from Thrivent, Metlife and Northwestern Mutual (none of which are available on the Blueprint Income platform).

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Head to the DIA Guide to learn more about the product, how it works, and whether it makes sense for your retirement.