What’s the best way to compare QLAC payout rates?

Once you’ve decided to buy a QLAC, follow these two steps: (1) get quotes from every insurer in the market; and (2) compare products on an apples-to-apples basis so the policies only differ in their price and credit rating.

You can see all the companies offering a QLAC by visiting the QLAC comparison page. And if you’d like to see a standardized comparison, we’ve built this tool that provides real-time pricing and allows you to change features in real-time.

When comparing policies, make sure you understand how the person advising you on the purchase is getting paid, so you understand how their incentives might not be the same as yours.

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Head to the QLAC Guide to learn more about the product, its benefits, and next steps for buying.